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	<title>Coach Cassandra Rae &#124; SimplyFearless.com &#187; budget</title>
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		<title>Need vs. Want</title>
		<link>http://simplyfearless.com/2009/04/need-vs-want/</link>
		<comments>http://simplyfearless.com/2009/04/need-vs-want/#comments</comments>
		<pubDate>Sun, 05 Apr 2009 16:35:18 +0000</pubDate>
		<dc:creator>Jody Yarborough</dc:creator>
				<category><![CDATA[life, etc]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Home & Office Design]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[responsibility]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://simplyfearless.com/?p=454</guid>
		<description><![CDATA[<a href="http://simplyfearless.com/2009/04/need-vs-want/"><img align="left" hspace="5" width="70" src="" class="alignleft wp-post-image tfe" alt="" title="" /></a>Learn how to live on a smaller budget.


Related posts:<ol><li><a href='http://simplyfearless.com/2009/05/on-growing-up/' rel='bookmark' title='Permanent Link: On Growing Up'>On Growing Up</a></li>
<li><a href='http://simplyfearless.com/2010/09/time-management-tool/' rel='bookmark' title='Permanent Link: Gift for You: Time Management Tool'>Gift for You: Time Management Tool</a></li>
<li><a href='http://simplyfearless.com/2009/04/are-time-limits-limiting-you/' rel='bookmark' title='Permanent Link: Are Time-Limits Limiting You?'>Are Time-Limits Limiting You?</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Need vs. want.” I used to have this phrase written on a small label and taped to the inside flap of my wallet. At the time my motivation was needing to learn how to <strong>live on a smaller budget</strong>. But I think the theory applies to not <strong>over-purchasing</strong> no matter what the motivation.</p>
<p class="MsoPlainText">How many times have you, or your family, filled up a shopping cart at Target before even making it half-way through the store? At Target, for example, I could spend hours leisurely strolling the isles for the latest-and-greatest items and the endcaps for their very tempting bargain items. Many things would find their way into my shopping basket. But before going through the check-out I would ask myself a series of questions that would reduce the number of items I would ultimately take home.</p>
<p class="MsoPlainText">Here is the list of questions to go through:</p>
<ul>
<li>Is this a need or a want?</li>
<li>Can I live without this?</li>
<li>If I buy it today will it enhance my life today?</li>
<li>Do I have one of these, or something similar to it already?</li>
<li>Does someone have one that I may be able to borrow?</li>
</ul>
<p class="MsoPlainText">At times I would even ask myself <strong>why I am shopping in the first place</strong>. Am I shopping out of <strong>boredom</strong>? <strong>Depression</strong>? Or am I actually <strong>accomplishing a chore</strong>, one of many tasks on my to-do list of the day?</p>
<p class="MsoPlainText">Shopping didn’t become less fun when I was forced to run my shopping cart through the filter of these questions. It felt good to know I was <strong>being responsible about living within my financial limits</strong>. The silver lining though, was it reinforced what I really already knew, that&#8230;</p>
<p class="MsoPlainText" style="text-align: center;"><strong> &#8230;living a plentiful life doesn’t mean living with a lot.</strong></p>
<p class="MsoPlainText">That is a hard lesson to grasp in today’s consumer driven culture. We are constantly bombarded with more choices, bigger sales, new discount stores and outlet centers. A message of value is equated with volume. A third of our national economy relies solely on consumer spending.</p>
<p class="MsoPlainText"><span>I have to admit, <strong>occasionally I fall off the wagon</strong>. I’ll buy something even though it doesn’t pass my need vs. want criteria. I buy it “just because.” And don’t you know, it never works out doing so. Those “just because” items are the shoes in my closet that I never wear, or the sweater that still has the tag on it, or the picture frames that still don’t have pictures in them.</span></p>
<p class="MsoPlainText"><span>When I do my <strong>semi-annual sweep of unused items</strong> from my home, someone at Goodwill will have the opportunity to buy a brand-new pair of shoes, a sweater with its original tag, and a picture frame still wrapped in plastic because I forgot I already had three just like it.</span></p>
<p class="MsoPlainText"><span>Remember need vs. want. It works.</span></p>
<div class="shr-publisher-454"></div>

<p>Related posts:<ol><li><a href='http://simplyfearless.com/2009/05/on-growing-up/' rel='bookmark' title='Permanent Link: On Growing Up'>On Growing Up</a></li>
<li><a href='http://simplyfearless.com/2010/09/time-management-tool/' rel='bookmark' title='Permanent Link: Gift for You: Time Management Tool'>Gift for You: Time Management Tool</a></li>
<li><a href='http://simplyfearless.com/2009/04/are-time-limits-limiting-you/' rel='bookmark' title='Permanent Link: Are Time-Limits Limiting You?'>Are Time-Limits Limiting You?</a></li>
</ol></p>]]></content:encoded>
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